Uber has changed the way we travel. With just a tap on your phone, you can get a ride almost anywhere, making it incredibly convenient. However, with convenience comes risks. Accidents can happen, and passengers could end up injured.
In this article, what kinds of injuries are most common in Uber accidents, how to determine liability, and the legal steps involved in pursuing compensation.
Typical Injuries in Uber Accidents
An Uber accident can cause a wide range of injuries, particularly when the vehicle is in an accident. Among the most common injuries are:
Cervical Strain: Whiplash often results from rear-end crashes, causing pain and limited mobility. Symptoms can be delayed, making it harder to recognize early on.
Fractures: Broken bones are common in severe crashes. Fractures may demand extended treatment and rehabilitation.
Head and Brain Injuries: From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.
Back and Spinal Cord Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These injuries may require surgery, physical therapy, and long-term care.
Muscle Tears and Ligament Damage: Soft lawsuit for uber drivers tissue injuries like sprains and strains are common in car accidents. Even though they might seem minor, they cause substantial pain.
Cuts and Lacerations: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.
Who Is Liable in an Uber Accident?
Understanding who is liable in an Uber injury case is often complex. Various individuals and entities could be held accountable. Liability can include the Uber driver, other drivers, or even third parties.
The Uber Driver: Uber drivers can be held liable if they were negligent or reckless. Examples include speeding, DUI, or violating traffic rules.
A Different Driver: If another motorist causes the crash, they could bear the blame.
Uber as a Company: Uber may be liable in certain situations through its insurance policies. Uber offers up to $1 million in liability coverage during active rides.
Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In such cases, lawsuits may involve multiple parties to determine responsibility.
Uber’s Insurance Policy for Riders
Uber’s insurance coverage varies depending on the stage of the ride. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Not Using the App: If the driver is not using the Uber app, their personal insurance applies.
Driver Awaiting Ride Requests: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver En Route or During a Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
How to File a Legal Action for Uber Injuries
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.